Furniture Reports - Section 75

Furniture Reports - What is Section 75?

It's part of the Consumer Credit Act 1974 that means your credit card provider is jointly and severally responsible for any breach of contract or misrepresentation by a retailer or trader. It allows you to make a claim against your credit card company to get your money back if a retailer or trader lets you down and refuses to honour the contract properly - including if it goes bust.

In recent years we are finding that the majority of our customers in dispute with a difficult retailer, or a retailer that has perhaps gone out of business, often have success in using their credit cards and finance agreements to open what is called a Section 75 claim.

By using this very useful piece of protection, very often if you have a case that the retailer isn't being particularly helpful with, or the retailer may have gone into liquidation etc, then the Section 75 is a very useful way of resolving the claim.

By using either a credit card or a finance agreement to purchase your products the card provider is jointly and severally liable for the purchase and is therefore a protected purchase under what is known as "Section 75".

More and more customer's are using this valuable protection with Section 75 and if you are unlucky enough that the goods you have purchased become or are delivered faulty etc the protection you get can be invaluable.

Very often you will be required to source an Independent Inspection company of your choice and once the report is complete you send it to the credit card or finance provider and they can deal with your claim for you.

All our Reports at Furniturereports.co.uk are compliant with the Section 75 regulations, and this way the card and finance providers can take on the claim for you, saving much needed time and hassle for you and very often refund the report costs if the claim is upheld.